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웰컴디지털뱅크(웰컴저축은행)

Name: 웰컴디지털뱅크(웰컴저축은행)
Rating: 3.2 (1 reviews)
Author: 웰컴 저축은행

Category : FinanceVersion: 3.4.9

Size：98.8 MBOS : Android 6.0+

Developer：웰컴 저축은행 Update：May 05,2025

3.2

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Application Description

The NO.1 Digital Banking Savings Bank!

Welcome to the leading digital banking savings bank, where we offer a comprehensive suite of financial services tailored to enhance your financial well-being. From deposits and cards to loans, financial services, credit management, and life services, we're committed to providing you with innovative solutions that fit your needs. Our app has been recognized as the No. 1 in cumulative downloads and users in the savings bank sector, according to App Annie data as of December 31, 2023.

‘Well Bang Walking Savings’ - Earn Up to 10% Annual Interest Just by Walking

With our unique 'Well Bang Walking Savings' product, you can accumulate interest rates up to 10% per annum simply by walking. We offer preferential interest rates based on the number of steps you achieve within the subscription period, making it easier and more rewarding to stay active and save at the same time.

WELCOME! Get Up to 7% Annual Interest on Your First Transaction

New to our bank? We're excited to welcome you with a special offer! Enjoy a preferential interest rate of up to 7% per year on your first transaction. This special rate is available for 30 days to customers who open an account for the first time, helping you kickstart your savings journey with us.

Welcome My Data - Streamline Your Asset and Liability Management

If you're concerned about managing your assets and liabilities, our 'Welcome My Data' service is here to help. We've already helped customers save a total of KRW 8,334.98 million through our nationwide interest reduction project (as of March 14, 2024). We'll collect and manage all your debts, informing you of potential transfer loan opportunities and helping you participate in our interest reduction project. Additionally, our 'credit weather' tool assists you in managing your credit effectively.

Easy and Convenient Account Opening

Opening an account with us is easy and convenient, available 24/7. Whether it's early morning or late at night, you can open a non-face-to-face account anytime, anywhere. No public certificate? No problem! All you need is pattern or fingerprint authentication and a 6-digit authentication number. We also offer specialized accounts tailored for payers, office workers, and bosses, complete with special benefits upon opening.

Don’t Miss Out on the ‘Wellbang Lounge’ - Exclusive Prize Benefits

Experience the exclusive 'Wellbang Lounge' where you can enjoy prize benefits unique to Wellbang. Our 'Well Bank Walking' feature rewards loan customers with up to 100 won per day and up to 3,000 won per month for walking, while receiving customers can earn up to 40 won per day and up to 1,240 won per month. Try your luck with 'Well Bang Lotto' by guessing 6 numbers from 0 to 9, or participate in 'Well Bang Odd or Even' for weekly prize draws.

Convenient Financial Services for Your Everyday Life

Our app makes financial management simple and efficient. With a single touch, you can transfer funds between accounts effortlessly. Monitor your total assets, detailed status, and savings goals on one convenient page. Curious about your car's value? Check it easily with just the license plate number. Utilize our 'Automatic Payment' service to pay utility bills and other fees seamlessly. And for those interested in their credit score, we offer 'free credit management' without impacting your credit score.

Electronic Financial Fraud Prevention Service

Your security is our priority. Welcome Savings Bank operates a comprehensive electronic financial fraud prevention service, including "PC designation service," "2-channel authentication service," and "one-time authentication number" in compliance with the Financial Supervisory Service’s guidelines.

Product Information

[Well-Bang Working Savings]

Subscription target: individual customers
Contract period: 12 months
Payment amount: Between 10,000 won and 200,000 won per month
Interest payment: Lump sum at maturity
Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
Preferential interest rate conditions:
- Differential payment based on annual steps (8.0%):
  - More than 1 million steps: 1.0%p per year
  - More than 2 million steps: 2.0%p per year
  - More than 3 million steps: 3.0%p per year
  - More than 4 million steps: 8.0%p per year
- Automatic transfer through our bank account at least 6 times (1.0%p)

[WELCOME First Transaction Preferential M Term Savings]

Subscription target: individual customers
Contract period: 12 months
Payment amount: Between 10,000 won and 200,000 won per month
Subscription conditions: Within 30 days from the date of first opening deposit subscription
Interest payment: Lump sum at maturity
Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
Preferential interest rate conditions:
- Automatic transfer through our bank account at least 8 times (1.8%p per year)
- Average deposit/withdrawal account balance from the new date of this deposit to the day before the contractual maturity date is 500,000 won or more (1.5%p per year)

※Common precautions: In accordance with the Depositor Protection Act, this deposit is protected up to “50 million won” per person (combined with other protected products of this mutual savings bank), including the principal and a certain amount of interest. Please review the product description and terms and conditions before signing the contract. You have the right to receive a sufficient prior explanation of the product, and please understand the explanation before transacting.

※Interest rates may change, so please refer to the website or app for the most current information.

Customer Center Operating Hours

Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
Financial fraud reporting night call center: 02-397-8600/8800

Information on Permission and Purpose of Using Wellbang App

Required Access Rights

Storage space: For storing joint certificates, checking for OS tampering, submitting documents, storing photos, and submitting supporting documents.
Phone: For identity verification, device verification, and consultation calls.
App activity: To collect app information and detect malicious apps by obtaining broad package visibility rights to prevent electronic financial transaction incidents.

Optional Access Rights

Contacts/Address Book: To use functions such as contact transfer, sending SMS, purchasing coupons, and selecting recipients when recommending a friend. Functionality may be limited if you do not consent to this optional permission.
Camera: For photo identification, face authentication, and document submission. This is an optional permission, and its functionality may be limited if you do not agree.
Photos and videos: To save photos and collect photos submitted as supporting documents. This is an optional permission, and its functionality may be restricted if you do not consent to it.
Notification: To receive notifications of important notices, events, and promotions. This is an optional permission; if you do not consent, you may be restricted from receiving notifications.