WavePay APP by Wave Money

Discover the ease and security of digital transactions with WavePay, Myanmar's premier mobile financial service. WavePay, developed by WaveMoney, integrates seamlessly into the digital payment ecosystem, supported by an extensive network of approximately 60,000 agents and over 200,000 merchants. WavePay is your one-stop solution for all your payment needs, making financial transactions swift, simple, and secure.

With WavePay, you can:

• Send money to your family and friends using just their mobile number, even if they don't have the WavePay app.
• Make instant payments at grocery stores, medical shops, electronics stores, and restaurants by scanning a QR code.
• Top up or purchase mobile packs for yourself or your loved ones.
• Easily pay various bills including internet, solar, insurance, and microfinance loans.
• Link your bank accounts or MPU cards for seamless fund transfers in and out of your wallet.

Safe and Secure Payments

WavePay prioritizes your security with features like "One Wallet, One Device" (1W1D), which restricts access to your account to one device at a time, ensuring your account remains safe and secure. Additionally, setting a mandatory 4-digit PIN is required upon account creation, and this PIN authorizes all transactions. For transfers to non-WavePay users, a 6-digit secret code adds an extra layer of security. Recipients can collect the money at any WaveMoney agent shop by providing the transaction ID and the secret code.

Easy Cash-in and Cash-out Services

WavePay offers convenient cash-in and cash-out services at any of the over 60,000 agent shops across Myanmar. You can also link your bank accounts from our partner banks or any e-commerce enabled MPU cards for effortless fund movement in and out of your wallet.

Easy Airtime Top-up and Bill Payments

Stay connected with easy airtime top-ups and mobile pack purchases for any operator like ATOM, MPT, and Ooredoo. WavePay also simplifies bill payments for over 30 internet service providers, including ATOM, Ooredoo, and Myanmar Net, as well as loan repayments for over 40 partners such as Aeon and Yoma Bank. You can also pay insurance premiums for companies like Prudential and Manulife, and solar bills for services like OV Solar and Sun King Solar. Additionally, make payments for healthcare and telehealth services like PunHlaing Hospitals and myDoctor.

Fast and Reliable Payments at Online Stores

Shop online with confidence at Shop.com.mm, OwayFresh, and other trusted partners, using WavePay for instant payments and avoiding the hassle of cash on delivery. You can also order food or groceries on FoodPanda and pay using the WavePay app.

Book Hotels & Tickets for Bus, Flights

Plan your travel effortlessly with WavePay. Book domestic or international flight tickets on platforms like FlyMya and AirKBZ, and make payments directly from your WavePay wallet. Reserve online bus tickets through services like MMBus Ticket and Oway, and check seat availability with real-time updates. Before you travel, book hotels such as Memories Hotel and Balloons Over Myanmar. Make hassle-free payments for your purchases by scanning Wave QR at over 200,000 merchants.

Contact Us

Our WaveMoney Call Centre is available daily from 8 AM to 10 PM to assist you. Call 900 from ATOM numbers (free) or 097900090000 for other operator numbers. To become a business partner or agent, email us at [email protected] or call our call center.